How small or big does my business need to be?

There is no wrong size. We set up group plans for businesses as small as two or three people up to large corporations, finding the right structure for each.

How much does a group benefits plan cost?

Cost depends on team size, coverage chosen, and how premiums are shared. Plans are highly customizable to deliver value while staying within budget.

Do you handle administration and renewals?

Yes. We manage the annual renewal, negotiate with insurers, help onboard employees, and act as the contact for your team's questions.

Group Insurance & Employee Benefits Montreal

Great people have choices — and a strong benefits package is one of the biggest reasons they choose, and stay with, an employer. We design group plans that fit your budget and your culture, then manage them so you can focus on running your business.

What We Offer

Complete Plans for Your Team.

Group Health & Dental

Comprehensive coverage for prescriptions, dental care, vision, and paramedical services that keeps your team healthy and supported.

Group Life & Disability

Financial protection for your employees and their families, including life insurance and short- and long-term disability income coverage.

Executive Benefits

Enhanced packages that help you recruit and retain leadership talent — tailored coverage that goes beyond the standard group plan.

Employee Assistance Programs

Confidential mental health, counselling, and wellness support (EAP) that helps your team thrive both at work and at home.

Group Retirement Solutions

Group RRSPs, DPSPs, and pension solutions that help your employees build their future while strengthening your total compensation offering.

Health Spending Accounts

Flexible, tax-efficient HSAs that give employees choice over how they use their benefit dollars — popular with small businesses and professionals.

Why Torre

A Benefits Partner Who Shows Up.

Plans That Fit Your Budget

We design coverage around what your business can sustainably afford, and review it each year to keep costs in check as you grow.

Ongoing, Hands-On Service

We don't disappear after the plan is set up. We handle renewals, answer your employees' questions, and advocate for you with insurers.

Any Size, Any Stage

From a three-person startup to an established corporation, we build plans that scale with your company at every stage of growth.

Common Questions

Group Benefits Questions.

There's no wrong size. We set up group plans for businesses as small as two or three people, all the way up to large established corporations. The structure changes with size, but every business can offer meaningful benefits — we'll find the right fit for yours.

Cost depends on your team size, the coverage you choose, and how premiums are shared between you and your employees. The good news is that plans are highly customizable — we'll design something that delivers real value to your team while staying within a budget that works for the business.

Yes — many of our clients come to us with an existing plan that's grown too expensive or no longer fits. We'll review your current coverage, benchmark it against the market, and recommend ways to improve value, control costs, or expand benefits where it counts.

We do. Beyond setting up the plan, we manage the annual renewal process, negotiate with insurers on your behalf, help onboard new employees, and serve as the go-to contact when your team has questions. You get a real partner, not just a policy.

Let's Talk

Build a Benefits Plan Your Team Will Value.

Book a free consultation and we'll review your needs, your budget, and design a plan that works for your business.

Book Your Free Consultation